Basic Concepts of Finance and Banking

26. Call money rate means--

• ক. Interbank short term borrowing rate
• খ. The loan rate issued during the Eid
• গ. Long term borrowing rate by banks
• ঘ. Credit rate without guarantee

27. Bank rate means--

• ক. Interest rate at which Bangladesh Bank lend money to other Banks
• খ. Interest rate at which Banks gets money from other Banks
• গ. Rate of interest that Banks charge on their credit
• ঘ. Interest rate that is offered by banks to collect deposits

28. Who is the current governor of Bangladesh Bank?

• ক. Dr. Salehuddin Ahmed
• খ. Dr. Farashuddin
• গ. Dr. Fakhruddin Ahmed
• ঘ. Dr. Atiur Rahman

29. What does IMF stand for?

• ক. International Maritime Federation
• খ. Intravenous Micro Fluid
• গ. International Monetary Found
• ঘ. International Marketing Forum

30. Which of the following account (s) can the customers open with Dhaka Bank's Islamic Banking Branches?

• ক. Mudaraba Term Deposit Account
• খ. Mudaraba Special Notice Account
• গ. Mudaraba Hajj Savings Account
• ঘ. All of these

31. We open accounts with a commercial bank for propose of--

• ক. Earning interest
• খ. Safe custody of funds
• গ. Getting Loan
• ঘ. All of these

32. What do the leasing companies do?

• ক. Sell Assets
• খ. Buy Assets
• গ. Lend Money
• ঘ. Rent Assets

33. The rate that banks charge to their most creditworthy customers is generally termed as:

• ক. Bank rate
• খ. Prime rate
• গ. Interest rate
• ঘ. Discount rate

34. Where is the ADB headquarters located?

• ক. Thimpu
• খ. Manila
• গ. New Delhi
• ঘ. Bangkok

35. Which of the following is the largest NGO in the world?

• ক. TMSS
• খ. ASA
• গ. Proshika
• ঘ. PKSF

36. Life insurance companies mainly provide benefits to the beneficiary of a policy upon?

• ক. Policyholder's retirement
• খ. Policyholder's illness
• গ. Policyholder's death
• ঘ. All of these

37. In which year did the government of Bangladesh nationalized the insurence industry?

• ক. 1972
• খ. 1973
• গ. 1974
• ঘ. 1975

38. Which of the following insurence produtcs is not offered by Sadharan Bima Corporation?

• ক. Health
• খ. Marine Cargo
• গ. Burglary
• ঘ. Aviation

39. Sadharan Bima Corporation has a market share of over -- % of the total premium income of the insurence market of Bangladesh.

• ক. 20
• খ. 30
• গ. 40
• ঘ. 50

40. Which of the following insurance products covers the exporters against losses resulting from both commercial and non-commercial (political) risks in respect of goods sold to foreign buyers on credit?

• ক. Export Credit Guarantee Scheme
• খ. All risk insurance Policy
• গ. Export Import Policy
• ঘ. All of these

41. Insurance is a system of--

• ক. Welcoming risk
• খ. Avoiding risk
• গ. Spreading risk
• ঘ. Developing risk

42. To allow insurance companies in private sector, 'The Insurence Corporation Act 1973' was amended in the year in the year--

• ক. 1982
• খ. 1983
• গ. 1984
• ঘ. 1985

43. The insurance policy that covers risk of robbery or theft for cash on Counter which may also be provided for Stamps securities, money orders, postal orders etc is called--

• ক. Cash on Transit Insurance Policy
• খ. Cash on Counter Insurance Policy
• গ. Cash in Safe Insurance Policy
• ঘ. All of these

44. Which of the following insurance products was discontinued by Sadharan Bima Corporation in the 90's?

• ক. Burglary
• খ. Marine Cargo
• গ. Fidelity
• ঘ. Crop

45. Private Insurance Companies started operating in the Bangladesh Insurance Market from--

• ক. 1984
• খ. 1985
• গ. 1986
• ঘ. 1987

46. ------ insurance is the oldest form of insurance that was introduced in the 12th/13th century in the northern part of Italy.

• ক. Marine
• খ. Fire
• গ. Burglary
• ঘ. Motor

47. Private General insurance companies in Bangladesh must place 50% of their re-insurance business with which of the following companies?

• ক. Jibon Bima Corporation
• খ. ALICO
• গ. Sadharon Bima Corporation
• ঘ. Directorate of Insurance

48. Which of the following is the main source of revenue for the insurance companies in Bangladesh?

• ক. Premium
• খ. Investment Income
• গ. Share trading
• ঘ. Deposit collection

49. What do you understand by the term 'Call Money'?

• ক. Inter-bank short-term lending and borrowing
• খ. Borrowing from central bank
• গ. Lending by commercial banks to insurance companies
• ঘ. Lending by leasing companies to industrial sector

50. The Head Office of Asian Development Bank(ADB) is situated in--

• ক. Bangkok
• খ. Manila
• গ. Dhaka
• ঘ. Tokyo