Banking System of Bangladesh

51. Which of the following is the function of commercial bank?

• ক. Acceptence of deposit
• খ. credit control
• গ. Open market operation
• ঘ. Issue of note

52. Other things being equal, what will cause a reduction in the stock of money?

• ক. a balance of payments surplus
• খ. an increase in the public's demand for bank advances
• গ. an increase in the public's desired of cash to bank deposits
• ঘ. an increase in the public sector borrowing requirement

53. In a closed economy, if the income velocity of circulation of money remains constant, in what will an increase in the money supply result?

• ক. a proportionate increase in the level of money income
• খ. a proportionate increase in the level of output
• গ. a proportionate increase in the rate of growth of money income
• ঘ. a proportionate increase in the rate of growth of output

54. What will result in an increase in the transaction demand for money?

• ক. an increase in interest rates
• খ. an increase in the proportion of workers paid monthly, rather than weekly
• গ. a reduction in the level of real income
• ঘ. a reduction in the price level

55. Money can be easily acquired and disposed of without high costs and with relative certainty as to its value.

• ক. acceptability
• খ. durability
• গ. liquidity
• ঘ. purchasing power

56. What will be consequence of a rise in the supply of money, if the money value of national income and the general level of prices both stay constant?

• ক. a fall in unemployment
• খ. a fall in the income velocity of circulation of money
• গ. a rise in the rate of interest
• ঘ. a rise in the volume of output

57. How do commercial banks create money?

• ক. by cashing cheques for their customers
• খ. by increasing their reserves at the central bank
• গ. by making loans to customers
• ঘ. by charging customers for banking services

58. Which of the following will be likely to result from an open market purchase of securities by the central bank?

• ক. a fall in short-term capital inflows
• খ. a fall in the quantity of money
• গ. a rise in the level of unemployment
• ঘ. a rise in the rate of interest

59. In which circumstance will an increase in the public sector deficit not lead to an increase in the money supply other things being equal?

• ক. The deficit is financed by an increase in government borrowing from private individuals
• খ. The rate of interest is held constant
• গ. There is large-scale unemployment
• ঘ. Commercial bank lending to the private sector is held constant

60. What is the most abundant form of money (measured by value) in a developed economy?

• ক. bank deposits
• খ. cash
• গ. cheques
• ঘ. credit card

61. Assuming a constant income velocity of circulation of money, if real output grows by 3%, and the rate of grows by supply is 10%, what will be the approximate change in the price level?

• ক. -7%
• খ. +7%
• গ. +10%
• ঘ. +13%

62. According to liquidity preference theory, what will be the result of a reduction in the price of bonds?

• ক. a decrease in the supply of money
• খ. a fall in interest rates
• গ. an increase in the demand for money
• ঘ. a reduction in the quality of money demanded

63. According to monetarist theory, what will be the short-run effect of an unexpected increase in the money supply?

• ক. an appreciation of the foreign exchange rate
• খ. an increase in employment
• গ. an increase in real wages
• ঘ. an increase in the rate of interast

64. Over a given period, the nominal value of national income increased by 4%. Over the same period the money supply declined by 2%. Which of the following is correct?

• ক. National income in real terms increased by approximately 6%
• খ. National income in real terms increased by approximately 2%
• গ. The general price level increased by approximately 2%
• ঘ. The income velocity of circulation increased by approximately 6%

65. In a closed economy, if the income velocity of circulation of money remains constant,what will be the result of an increase in the money supply?

• ক. a proportionate increase in the level of money income
• খ. a proportionate increase in the level of output
• গ. a proportionate increase in the rate of growth of money income
• ঘ. a proportionate increase in the rate of growth of output

66. Other things remaining unchanged, what is likely to be a consequence of an increase in net cash withdrawals from the commercial banks?

• ক. an inflationary spiral
• খ. an increase in the cash reserves of the commercial banks to lend
• গ. an increase in the liquidity of the commercial banks
• ঘ. a restriction in the ability of the commercial banks to lend

67. How many nationalized commercial banks in bangladesh?

• ক. 4
• খ. 5
• গ. 6
• ঘ. 3

68. How many schedule banks in bangladesh at present?

• ক. 48
• খ. 47
• গ. 46
• ঘ. 49

69. How many domestic banks in bangladesh at present?

• ক. 37
• খ. 38
• গ. 39
• ঘ. 41

70. How many foreign banks in bangladesh?

• ক. 8
• খ. 9
• গ. 6
• ঘ. 7

71. How many specialized banks in bangladesh at present?

• ক. 5
• খ. 7
• গ. 4
• ঘ. 6

72. What is the former name of the Sonali Bank Limited?

• ক. National Bank of Pakistan
• খ. Muslim Commercial Bank Ltd.
• গ. United Bank and Union Bank
• ঘ. Investment Corporation of Bangladesh

73. Which banks starts telephone banking in Bangladesh firstly?

• ক. Standard Chartered Bank
• খ. Janata Bank Ltd.
• গ. Jamuna Bank Ltd.
• ঘ. City Bank Ltd.

74. Which is the first privatized bank of Bangladesh?

• ক. National Bank Ltd.
• খ. Standard Bank Ltd.
• গ. Uttara Bank Ltd.
• ঘ. AB Bank Ltd.

75. National Bank Limited starts its operation in Bangladesh?

• ক. 23 March 1983
• খ. 27 March 1986
• গ. 16 March 1985
• ঘ. 12 March 1984